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Baby$.gif (27876 bytes)  Universal Life Insurance

What Is Universal Life Insurance?

Universal life insurance was introduced during the early 1980's as an alternative to whole life and term insurance, both of which have been in existence for more than a century. This type of policy is often referred to as flexible-premium life, because premiums can be adjusted up or down during the term of the policy, or even halted for a certain length of time, while keeping the coverage in effect. Generally, the policy fee and the mortality cost (i.e. cost of insurance) are deducted from the cash value on a monthly basis. The remaining cash balance continues to earn interest on a tax-deferred basis. The credited interest rate  changes annually, but cannot fall below the minimum rate specified in the policy. A detailed policy statement is sent to the policyholder on each anniversary.

How do I get a "Free Quote" on Universal Life Insurance?

To receive a free quote, simply click on the button immediately below this paragraph, then complete the form that appears on your screen while following the instructions on the form.
You can also request a quote for you spouse on the same form. Requesting a free quote does not place you under any obligation.

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For More Information Contact:

Henry Best Insurance Services
25820 Tennyson Lane, Stevenson Ranch, CA 91381
Tel: (818) 613-5380 in Los Angeles
Tel: (888) 736-3417 "Toll-Free" outside Los Angeles
FAX: (661) 284-3520

email: info@yourinsurancestore.com

 

Raonbow Line.gif (4491 bytes)

For More Information Contact:

Henry Best Insurance Services
25820 Tennyson Lane, Stevenson Ranch, CA 91381
Tel: (818) 613-5380
FAX: (661) 284-3520

email: info@yourinsurancestore.com

Send E-mail to hbest@yourinsurancestore.com with questions or comments about this website.

Copyright 1998-2003 Henry Best Insurance Services
Last modified:  November 11, 2003